Employee Injury Exposure
On the 19/06/2012, the NSW Workers Compensation act was amended and as a result now excludes claims for Injuries to workers whilst travelling from home to work and back i.e. “Journey Claims” – Workers Compensation Changes Fact Sheet Overview
This is a significant change to NSW Workers Compensation cover and a significant new exposure to your employees and your business.
There are approximately 7000 Journey Claims per year and NSW averages over $90m in claims per year for Journey claims alone.
With this knowledge we recommend you consider the impact on your business and how you would react in the event of a serious injury to an employee whilst travelling to or from work.
We recommend you consider Journey Insurance to help cover this exposure.
Journey Insurance is an affordable insurance policy that provides compensation to all employees, up to age 65, that suffer an injury whilst travelling to & from work, including during lunchtime & meal breaks.
Journey Insurance covers Weekly Injury Benefits up to 2 years plus Lump Sum Death and Disability benefits if applicable.
Here are some sample quotations based on a maximum of 30 employees and subject to there being no past journey claims under your Workers Compensation policy –